How much does TMS cost? And how much does MeRT cost?
Brain-mapped treatment is a real investment, and families deserve straight numbers before they commit. Here is what MeRT programs typically cost, what TMS costs with and without insurance, and how Reign-Bow handles both.
Prefer to write? Request a consultation or verify your insurance.
Insurance verified first. We check your Blue Cross and Blue Shield of Illinois, UnitedHealthcare, Cigna or Aetna benefits before anything is scheduled. Check my coverage
How much does TMS cost compared with MeRT?
MeRT programs typically cost about $4,000 every two weeks for 6 to 8 weeks, roughly $12,000 to $16,000, paid out of pocket. TMS for depression is often covered by insurance, and TMS for OCD sometimes is. Reign-Bow Brain Treatment Center in Lombard, Illinois bills BCBS of Illinois, UnitedHealthcare, Cigna and Aetna, checks benefits before treatment and gives self-pay pricing in writing for anything not covered.
MeRT cost vs. insurance-covered TMS
Costs depend on the condition being treated, because insurance follows FDA clearance and your plan’s rules.
| Condition | Typical MeRT program | Reign-Bow |
|---|---|---|
| Depression | About $12,000 to $16,000 out of pocket | Often covered by insurance. We bill your plan and handle prior authorization. |
| OCD | About $12,000 to $16,000 out of pocket | Sometimes covered. We check your plan before anything is scheduled. |
| Autism, ADHD, anxiety, PTSD, brain injury | About $12,000 to $16,000 out of pocket | Usually self-pay for the TMS itself. The brain map and therapy visits may be covered. Self-pay pricing in writing up front. |
MeRT figures are typical: about $4,000 every two weeks for a 6 to 8 week program. Prices vary by clinic, so ask any clinic for a written quote.
How much does MeRT cost?
MeRT programs typically cost about $4,000 every two weeks, and a program usually runs 6 to 8 weeks. That puts a full program at roughly $12,000 to $16,000. MeRT clinics don’t bill insurance, so families pay that amount out of pocket, even for depression.
How much does TMS cost?
TMS is FDA-cleared for major depression and OCD, and many insurance plans cover it for those conditions once your plan’s criteria are met. Usually that means a diagnosis of major depression and a record of antidepressants that haven’t helped enough, with prior authorization before treatment starts. With coverage, what you pay depends on your deductible and your copay or coinsurance.
For off-label uses, including autism, ADHD, anxiety on its own, PTSD and brain injury, most plans don’t cover the TMS sessions. Parts of care, such as the consultation, the qEEG brain map and therapy visits, may still be covered.
What Reign-Bow does differently on cost
- We bill insurance. We work with Blue Cross and Blue Shield of Illinois, UnitedHealthcare, Cigna and Aetna.
- We check your benefits first. Before anything is scheduled, you hear what’s covered, what isn’t and what your share would be.
- We handle prior authorization when your plan requires it.
- Self-pay pricing in writing. For anything your plan won’t cover, you get the full cost before you start.
- Brain-mapped and personalized. Every plan starts with a qEEG, and each patient’s TMS frequency is set from their own EEG. How we personalize TMS.
Questions to ask any clinic about cost
- Do you bill my insurance, or is this self-pay only?
- Will you check my benefits before I commit to anything?
- What is the total cost of the program, in writing?
- What happens to the cost if we don’t see progress?
Common questions
How much does MeRT cost?
MeRT programs typically cost about $4,000 every two weeks for 6 to 8 weeks, roughly $12,000 to $16,000 in total, paid out of pocket because MeRT clinics don’t bill insurance. Prices vary by clinic.
Does insurance cover MeRT?
No. MeRT clinics don’t bill insurance, so families pay the full cost out of pocket. Reign-Bow bills BCBS of Illinois, UnitedHealthcare, Cigna and Aetna.
Does insurance cover TMS?
Often, for major depression, and sometimes for OCD, usually with prior authorization. Off-label uses such as autism are usually self-pay. We verify your benefits with Blue Cross and Blue Shield of Illinois, UnitedHealthcare, Cigna and Aetna before anything is scheduled.
How much does TMS cost without insurance?
It depends on the plan we recommend after your brain map and the number of sessions. We give you self-pay pricing in writing before you commit to anything. Call us for a quote.
Does Reign-Bow take insurance?
Yes. We bill Blue Cross and Blue Shield of Illinois, UnitedHealthcare, Cigna and Aetna, and we check your benefits before treatment so you know your costs up front.
Get your real numbers
Call us with your insurance card handy. We’ll check your benefits and tell you what TMS would cost you before anything is scheduled.
Prefer to write? Request a consultation or verify your insurance.